Rasio-rasio Keuangan Bank

                                                                               Modal Bank

·         CAR (Capital Adequecy Ratio) =                                   X 100 %

                                                               ATMR

                                                             Laba  Sebelum Pajak

·         ROA (Return On Assets)          =                                                 X 100 %

                                                            Rata-rata Total Asset

                                                               Laba Setelah Pajak

·         ROE (Return On Equity)          =                                                    X 100 %

                                                            Rata-rata Total Aktiva

                                                         Pendapatan Bunga Bersih

·         NIM (Net Interst Margin)       =                                                     X 100 %

                                                                  Rata-rata Aktiva

                              Biaya Operasional

·         BOPO =                                                               X 100 %

                       Pendapatan Operasional

                                                            Jumlah Kredit yg diberikan

·         LDR (Loan to Deposit Return) =                                                          X 100 %

                                                                      Dana Pihak ke-3

                                                                  Kredit Bermasalah

·         NPL (Non Perfoming Loan)      =                                                   X 100 %

                                                                       Total Kredit